Effective Date: July 21, 2025

Welcome to Team Ravi Singh Mortgages (“we,” “us,” or “our”). By accessing our website [trsm.attworld.ca], you agree to comply with and be bound by the following Terms of Use. Please read them carefully before using our website.

1. Acceptance of Terms

By accessing this website, you confirm that you accept these Terms of Use in full. If you do not agree with any part of these terms, please do not use this website.

2. Services Offered

Team Ravi Singh Mortgages provides information, tools, and access to both residential and commercial mortgage services, including:

• Home purchase loans

• Refinancing solutions

• Investment property financing

• Business loans

• Commercial lines of credit

• Equipment financing

• Term loans for businesses

• Private lending options

All services offered are subject to qualification and lender approval.

3. No Professional Advice

All materials on this website are for informational purposes only. They do not constitute financial, legal, or investment advice. Please consult with licensed professionals before making any loan or investment decisions.

4. Intellectual Property

All content—including text, graphics, logos, downloads, and design elements—is the property of Team Ravi Singh Mortgages or its licensors and is protected under applicable copyright and intellectual property laws.

You may not copy, modify, distribute, or use our content without express written permission.

5. User Conduct

Users agree to use this website lawfully and ethically. Unauthorized use, including attempting to breach site security, distribute malware, or scrape data, is strictly prohibited.

6. Third-Party Links

Our website may link to third-party websites or resources. We are not responsible for the availability, content, or practices of those third-party sites.

7. Limitation of Liability

We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of or inability to use our website or services—even if we’ve been advised of such possibilities.

8. Indemnification

You agree to indemnify and hold harmless Team Ravi Singh Mortgages and its affiliates from any claims, damages, liabilities, or legal fees resulting from your use of the website or violation of these terms.

9. Changes to Terms

We reserve the right to update these Terms of Use at any time. Continued use of the website after changes are posted indicates your acceptance.

10. Governing Law

These Terms are governed by the laws of the Province of British Columbia, Canada