Our Mortgage Services

Our Services

Flexible, adaptable, and adjustable plans to fit your needs

We work with Canada’s leading banks, credit unions, and private lenders to provide unbiased advice and custom solutions. Whether it’s a new home purchase, refinancing, or funding your business, we match you with the product that best fits your goals.

1000+

1000+ Clients Served

Families and businesses we’ve proudly helped achieve their financial milestones with smarter lending solutions.

What We Offer

Navigate Financing with Ease and Confidence

Whether you’re buying your first home, refinancing, or growing your business, we ensure you get the right solution—stress-free.

Residential Mortgages

Secure your dream home with tailored mortgage options designed for first-time buyers, seasoned homeowners, and investors.

Refinancing

Refinance your existing mortgage to reduce interest costs, consolidate debt, or unlock home equity.

Commercial Mortgages

Fuel business growth with custom commercial mortgage solutions for offices, warehouses, retail, and more.

Overseas Mortgage

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Mortgage Consultation

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Business Line of Credit

Get flexible access to funds when you need them with a revolving business line of credit.

Business Term Loan

Invest in your business confidently with fixed-term loans for equipment, expansion, or working capital.

Private Lending & Borrowing

Alternative financing through private lenders for clients who need fast, flexible, and less conventional funding.

Smart Mortgage & Loan Solutions for Every Goal

From your first home to growing your business, we provide trusted financing tailored to your needs.

How It Works

Let us help you get your financing today

Getting the right financing is easier than you think. Our step-by-step process is designed to save you time, reduce stress, and get you approved faster—whether it’s for a home, refinance, or business loan.

Step 1

Initial Consultation

We start with a free consultation to understand your goals and answer your questions with no obligations.

Step 2

Document Collection

We’ll guide you through the documents needed, making the process simple and transparent with easy digital submissions.

Step 3

Evaluation and Approval

Our team works with lenders to assess your application, compare options, and secure the best approval terms for you.

Step 4

Disbursement Process

Once approved, funds are released and you can move ahead with your purchase, refinance, or business project.

Why Choose Us

Your Home, Your Future, Our Commitment

At Team Ravi Singh Mortgages, we put your goals first. With access to leading lenders and tailored solutions, we’re here to guide you every step of the way toward smarter, stress-free financing.

Competitive Pricing

We compare rates and products across top lenders so you always get the most competitive deal that saves you money.

Free Consultations

No obligation, no pressure—just clear, honest advice to help you make the right financial decisions.

Lifetime Tracking

We don’t stop after approval—we continue tracking opportunities to save you money throughout the life of your loan.

F. A. Q's

Frequently Asked Questions

We know financing can feel overwhelming, so we’ve answered some of the most common questions our clients ask. If you don’t see your question here, feel free to reach out—we’re always happy to help.

We provide residential mortgages, refinancing, investment property loans, business loans, commercial mortgages, lines of credit, and private lending options.

In most cases, our services are free—lenders compensate us directly. For private or commercial lending, any fees are disclosed upfront before you proceed.

Residential pre-approvals can be completed in as little as 24–48 hours. Commercial or business loan approvals may take 2–5 business days depending on complexity.

Yes. We specialize in helping self-employed clients and those with unique credit situations by working with alternative and private lenders.

Typically, you’ll need government-issued ID, proof of income or business revenue, recent bank statements, and property details (if applicable). We’ll provide you with a tailored checklist.

We are licensed in British Columbia & Alberta

Absolutely. We can structure refinancing solutions for both personal and business needs to reduce your monthly payments and improve cash flow.