Effective Date: July 21, 2025

This policy explains how Team Ravi Singh Mortgages uses cookies and related tracking technologies on our website, particularly to support our residential and commercial clients.

1. What Are Cookies?

Cookies are small files placed on your device to improve your browsing experience, track website activity, and remember user preferences.

2. Types of Cookies We Use

• Essential Cookies: Ensure core site functionality, including form submissions

• Analytics Cookies: Collect anonymous visitor data for performance and behavior tracking (e.g., Google Analytics)

• Functionality Cookies: Remember user preferences, like saved forms or device types

• Marketing Cookies (if applicable): Help us show you relevant promotions or retargeted ads

3. Why We Use Cookies

• Improve website performance

• Understand user behavior

• Simplify returning visits

• Customize mortgage and loan content based on user activity

4. Third-Party Cookies

Our site may use third-party cookies from analytics providers or ad networks. These providers have their own privacy policies that govern their data usage.

5. How to Control Cookies

You can control or delete cookies through your browser settings. Disabling certain cookies may impact your experience on our site.

6. Consent

By continuing to use our site, you consent to the placement of cookies unless you opt-out or block them through your browser.

7. Updates to This Policy

We may revise this policy from time to time. Updates will be posted on this page with an updated date.